The PREMIUM Club website is dedicated to respecting and defending your personal privacy. Our privacy policy and the control you have regarding the information you give us are explained below.

Information Collected

You can use many of our services without telling us who you are, or providing any identifiable information to us. It is only when you register to become a PREMIUM Club member, use certain PREMIUM Club services, or enter contests, that you will be asked to provide us with personal information

Whenever you visit the PREMIUM Club website, even if you have not registered with us, our web server logs and records mechanically-received and anonymous information from your web browser, including your IP address, the PREMIUM Club page(s) you request; and any search terms you query.

If you are a registered PREMIUM Club member, your personal registration information is also recorded alongside the anonymous information in our web server log. Once you register as a PREMIUM Club member, you are no longer anonymous to us. PREMIUM Club uses personal identification information for three main purposes:

• To fulfill your requests for certain services.
• To personalize the advertising and content you see on our pages.
• To tell you about special offers, including new products and services.

PREMIUM Club will not share personal information with other companies, organizations or individuals unless:

• We have your consent to share the information.
• We need to share your information with our partner companies in order to provide a product or service you have requested.

PREMIUM Club will not sell or disclose your personally identifiable information to anyone except as noted above.

Delete or Edit your Registration Information

You may edit or delete your PREMIUM Club member registration information and preferences, including whether you want us to contact you about special offers and products, at the "My Profile" section of the PREMIUM Club website.

Security Measures

PREMIUM Club operates secure data networks sheltered by industry standard firewall and password protection. We have security measures in place to attempt to protect against the loss, misuse or change of your user data. Only certain employees have access to the information you provide us. They have access only for customer care, analysis, and software maintenance.

Changes to this Privacy Policy

PREMIUM Club may update this policy if needed in the future so please review it periodically. Note: the only way to ensure your personal privacy whenever you are on the Internet is to make sure your browser is configured so that you are alerted to the placement of all cookies.

Disclosures

PREMIUM Club may be receiving commissions, services, and fees from sale of advertising and financial/insurance products on this program. Merchants and others may be provided courtesy cards to your program.